Approve rentersoncash flow,not credit history.
Real-time bank data. Sixty-second reports. Decisions backed by twenty-four months of actual income.
Three steps. One verdict.
Sixty seconds.
Renter logs in to their bank — read-only access, no credentials stored.
Connect to your bank
Read-only · 12,000+ banks supported
Chase
Bank of America
Ally
Citi
Discover
Capital OnePimetric analyzes 24 months of real cash flow — income, savings, red flags.
Verdict, reasons, and a signable lease — delivered in real time.
- ✓Stable income across 24 months
- ✓Income covers rent 3.2×
- ✓No overdrafts or NSF events
Traditional
Credit Score
Credit sees risk.Cash flow sees rent-ready.
PiMetric turns verified bank activity into a decision landlords can trust: income, rent coverage, and adverse cash signals.
Pimetric
Cashflow Analysis
Three signals onlyπPimetric can see.
What credit bureaus miss, your bank account makes obvious.
Real Income
Pimetric reads 24 months of deposits — paychecks, freelance, transfers, benefits. Stable, variable, and one-off income, classified and weighted, never estimated.
- 01Direct deposit
- 02Gig payouts
- 03Freelance
- 04Benefits
Cash Buffer
Residual capacity, measured monthly across 6, 12, and 24-month windows. The number that actually predicts next month's payment — not a three-year-old credit score.
- 01Residual income
- 02Buffer trend
- 03Net flow
- 04Runway months
Red Flags
Bank data shows what bureaus can't — overdraft frequency, predatory lending, declining balances, payday cycles. Twelve risk patterns surfaced in real time, each with reasons attached.
- 01NSF events
- 02Loan stacking
- 03Cash advances
- 04Payday cycles
Plugs into your existing stack.
One API call. Webhook delivery. White-label portal. Works with the property management platforms you already use.
Our REST API supports headless integration into any stack. Webhook delivery, batch processing, or embed our white-label widget directly into your application flow.
Pay per report.
No subscriptions, no minimums.
Only pay when an applicant completes a report. Volume discounts kick in automatically. Cancel anytime.
- 24-month bank analysis
- Affordability score
- Email delivery
- Dashboard access
- API access
- Webhook delivery
- Everything in Starter
- API access
- Webhook delivery
- Priority support
- Batch processing
- White-label portal
- Everything in Pro
- White-label portal
- Custom workflows
- Dedicated CSM
- SLA guarantee
- Custom integrations
A completed affordability analysis where the applicant successfully connects their bank account and we return a score. Incomplete or abandoned applications don't count.
Your tier adjusts automatically based on monthly volume. If you run 60 reports this month, you're billed at the Professional rate. No action needed.
First 5 reports free. No credit card required. Full feature access including API. Trial reports are production-ready — use them for real applicants.
Nothing hidden. Pricing covers bank data pulls, analysis, report generation, storage, and support. Custom integrations are quoted separately for Enterprise.
Stop losing qualified renters to
outdated credit scores.
Get your first 5 affordability reports free. No credit card required. Full API access. Production-ready from day one.